As if it’s not bad enough that debt collectors can call you several times a week to try to collect a debt, a new law will allow third-party debt collectors to text people who owe if it’s passed. The Consumer Financial Protection Bureau (CFPB) has proposed new rules to govern how third-party debt collectors contact […]
Third Circuit Issues Ruling in Favor of Debt Collectors
Twelve active judges at the Third US Circuit Court of Appeals in Philadelphia broke with two other circuit court rulings last month. The court ruled, in an en banc decision, that the statute of limitations for claims filed under the Fair Debt Collection Practices Act (FDCPA) begins when the violation occurs, not when it is […]
Protecting Yourself Against Debt Collector Harassment
Fortunately, there are laws in this country that prevent debt collectors from harassing you or strong arming you into repaying your debt. Delinquency on debt repayment is no justification for treating someone horribly. Many people have trouble paying bills no matter how much they work or no matter how organized they are. Debt Collectors’ Bottom […]